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Traditional Ira Max Contribution 2025. Make a regular ira contribution for 2019, or earlier, to a traditional ira at age 70½ or older. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025.

However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2024 and 2025 tax years is $7,000 or $8,000 if you are age 50 or older.